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How to spot a fake loan

Posted on May 17, 2018 by admin

When shopping around for a personal loan, it is wise to be conscious of any potential scammers that may try and offer you a deal that sounds too good to be true. Though a loan may look legitimate from a first glance, there are various tell-tale signs to watch out for to spot a fraudulent loan. When applying for a loan, be wary if your lender: – does not evaluate your credit report before approving your loan – calls or emails you to advise that you are a candidate for a loan – asks for an initial fee to be […]

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Making a good first impression

Posted on May 17, 2018 by admin

First impressions are always important, especially in the business world. The impression you give could jeopardise or land you a new client, supplier, or even help you pitch a new idea or product. Consider the following techniques to ensure you make a positive first impression: Etiquette Manners are a crucial factor in making a good impression. Turning up late, interrupting the other person when they are talking, and boasting is a surefire way of scaring off a new connection. Instead, be punctual, adapt to the situation, and try to copy the other person’s body language by mimicking their posture/stance, nodding […]

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Why your business needs a mission statement

Posted on May 17, 2018 by admin

A compelling mission statement will give your small business the purpose it needs to grow. In just a few clear and succinct sentences the statement should announce your driving business strategy. However, it is not enough to merely generate a statement and slap it on your website. A mission statement will do little to impact your business unless you take active measures to embed its ideology into the workplace culture. Apply your mission statement as a guiding principle when making any strategic decisions at management level. This approach will influence you and your team to plan long-term by focusing core […]

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Finance tips for first-time entrepreneurs

Posted on May 11, 2018 by admin

Starting a new business is a big commitment. There are many financial factors a first-time entrepreneur must consider if they are aiming to create a long-term business. Check your personal credit score Funding a new business will depend upon what state your personal credit score is in. A low credit score may stop you from acquiring a business loan. Banks assess an individual’s credit history to help determine whether they could be a good or bad investment. Set short-term financial goals Long-term goals are vague and take considerable time and hard work to accomplish. The most effective way to realise […]

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Morning habits matter

Posted on May 11, 2018 by admin

How do you like to begin each day? The daily routines of successful entrepreneurs prove that ‘when’ and ‘how’ you choose to start your morning significantly impacts the rest of your day in the office. Incorporating positive habits into your morning routine will help to increase your productivity and creativity throughout the day, and lead to a healthier and balanced lifestyle. Regular sleep patterns Consistently sleeping 7 to 8 hours every night is fundamental to leading a healthy lifestyle. As an entrepreneur, you may deal with long days at the office, and it is important to give your body and […]

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Deductibility of legal expenses for rental property investors

Posted on May 11, 2018 by admin

Previously, rental property investors could not deduct legal expenses under section DB 62 unless they were in the business of providing residential rental accommodation. Recent changes have been made to allow property investors who are buying a residential property to access these deductions. Under section DB 62 of the Income Tax Act 2007, an individual can deduct legal expenses if they are $10,000 or less in an income year, including legal expenses that relate to spending on capital assets such as property. The legal expenses still need to meet the general permission of being incurred in deriving income or as […]

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KiwiSaver mistakes

Posted on May 11, 2018 by admin

If you have joined KiwiSaver, you are already heading in the right direction towards building a steady nest egg. However, joining KiwiSaver without much consideration of your type of fund or investment goals can be detrimental to your final retirement balance. Here are three KiwiSaver mistakes to avoid: Choosing the wrong fund Sticking with your default fund is one of the biggest mistakes you can make with KiwiSaver. Many Kiwis do not realise they can change funds to better suit their age, investment goals and experience. It’s a good idea to check the fees and performance of your current fund […]

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5 Spending habits to break

Posted on May 3, 2018 by admin

Our spending habits play a fundamental role in determining how well we can save our money. If you wish to save more efficiently, it is important to recognise a bad spending habit when it occurs. Watch out for these 5 common spending habits. Eating Out Dining in restaurants or grabbing take away most nights in the week is a good way to deplete your finances. Save money by eating out one or two nights and cooking the rest of your meals in bulk at home. Impulse Buying Purchasing items without a second thought is an easy way to lose money. […]

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How to get more referrals

Posted on May 3, 2018 by admin

Most entrepreneurs highly value the power of referrals. Referrals help to grow your business and develop a great reputation. They also require minimum effort, provided your business is committed to customer satisfaction. Here are three simple ways to get more referrals: Expertise If customers are happy with the level of knowledge and expertise you have in your industry, they are more likely to feel satisfied. Showcasing your expertise is important in building trust and confidence with your customers. Commit to improving your staff’s knowledge through training sessions, courses and supporting further education if necessary. Excellent customer service Great customer service […]

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Importance of a positive workplace

Posted on May 3, 2018 by admin

Employees play an essential role in the success or failure of a small business. Which is why creating a positive workplace environment for your staff is of the utmost importance. An environment that an employee enjoys working in each day improves their attitude, creativity and productivity, which in turn can help boost the overall performance level of a business. Retain your staff on a long-term basis. Employees who feel they are appreciated, respected and compensated fairly are far more likely to stick around and dedicate their time to growing your business. A positive workplace helps to foster successful relationships between […]

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Nicoll Jackson give you peace of mind by looking after your financial and accounting operations.

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