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Internet banking: safeguard your savings

Posted on Jul 27, 2018 by admin

Each time you use internet banking to transfer money to family or friends, pay your bills, or check your account activity, consider these handy tips to help keep your savings secure. Check your wifi Always use a private wifi network when accessing your bank accounts via an app or website on your phone or computer. Public networks are never secure and should be avoided whenever you access your bank accounts online. Using a public network puts your personal banking details at risk of being stolen by a digital hacker looking to access your funds. Keep your personal details safe Never […]

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Organising your work day for optimal productivity

Posted on Jul 27, 2018 by admin

The key to having a productive work day is starting off on the right foot. Creating healthy habits and planning ahead from the moment you wake up can help to guide you to success.If you’re wondering where to begin, consider these five tips to get more out of your working day: Say ‘no’Do you struggle to say no? Chances are, you, like many others, find saying no incredibly hard, especially at work. You feel guilty and entitled, you justify to yourself why you must say yes. But in reality, knowing how to say no tactfully is the key to declining […]

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Engaging in effective negotiation

Posted on Jul 27, 2018 by admin

The key to success is remembering that everything is negotiable, and that to get a deal you must ask for one. Many people stop right there because negotiating makes them uncomfortable. They view the process as a contest of wills in which power determines outcome, each party seeks to best the other, and the little guy doesn’t stand a chance. That kind of positional bargaining may produce some short-term results, but it is a distasteful, win-lose process that can leave both sides exhausted, resentful and dissatisfied with the outcome. It doesn’t have to be that way. Effective, principled negotiation will […]

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Handy tips to prevent personal loan rejection

Posted on Jul 19, 2018 by admin

When applying for a personal loan, it is essential to do everything feasible to improve your probability of getting approved. Receiving just one knockback for a loan will be recorded on your credit file and may make it just that little bit harder to get approved for finance in the future. While there is no sure way of knowing you will be approved, there are specific requirements you should ensure you meet before putting forth your application. You have a good credit history Having a history of bad credit is a sure way to have your loan rejected. It is […]

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How to determine if your business idea is profitable

Posted on Jul 19, 2018 by admin

So you have a great business idea? Possibly so great that you have already imagined quitting your day job and running a thriving business. Consider the following when determining if your business idea is profitable: Costs A budding entrepreneur should first consider establishment and ongoing running costs before pursuing a business idea. Understanding your break-even point is a good starting point. A break-even point is where the total revenue equals the total expenses – there is no profit or loss. Knowing your break-even point is essential as it provides insight as to how much you need to sell and can […]

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Growing your small business

Posted on Jul 19, 2018 by admin

Has your small business hit a slump lately? It may be time to develop a growth-focused strategy that can take your business to the next level. Consider these ideas when designing your plan of attack. Re-evaluate your small business It is important to find out what exactly is hindering your business – get to the heart of the problem. Do you need to tweak your customer service and sales approach? Improve product development? Or even reduce your expenditure? Talk to your employees and examine how your business is running as a whole to find that certain something which is lacking. […]

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Bad business habits

Posted on Jul 13, 2018 by admin

When you run your own business, it can be hard to step back and look at the big picture. Failing to do so, however, not only harms your business; it can also make it even harder to sell. Whether it is failing to track cash flow or not investing correctly in key staff, there are many bad habits that business owners commonly make. Here are the top three: Using the business as your personal ATM A common business tax-minimisation strategy is to spend business earnings on personal expenses that are not directly related to the business. The idea behind this […]

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What your office space says about your business

Posted on Jul 13, 2018 by admin

How you choose to design the aesthetics of your office impacts not only how a client thinks of you, but your employees’ motivation and productivity levels as well. Consider these reasons why your office may need a makeover. Your employeesCreating a pleasant, sunlit and clean office space for your employees to work in helps to reduce stress and can boost motivation levels. ClientsWhen a new client walks through your door, you want to create a great first impression. How you design your office space communicates to your clients the type of business you are. A dull and messy workspace will […]

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Rebranding: A guide for your small business

Posted on Jul 13, 2018 by admin

Rebranding your small business can be a tricky matter. When done well, it has the potential to help your business stand out from the competition bubble and even expand your target market. On the other hand, a failed rebrand can damage the reputation of your business, or even risk losing loyal customers who dislike your new look. Which is why rebranding is a move that should never be taken lightly and must always be strategically planned. Consider these ideas before embarking on your rebranding journey. Understand your strategy Rebranding is a serious investment which will require both your time and […]

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How to spot a phishing scam

Posted on Jul 5, 2018 by admin

Falling for a phishing scam is often easy. You receive an email or a text message from your bank asking you to click on a link and verify your account details for a security check or maintenance upgrade, and before you know it you have given a scammer access to your bank account. The purpose of a phishing scam is to persuade you into clicking on their link, which will take you to a site that looks exactly like your bank’s website, so from a first glance their email/ text message and link will look very authentic. However, you can […]

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Nicoll Jackson give you peace of mind by looking after your financial and accounting operations.

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proactive advice on how you can improve your bottom line and net worth.

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